Shannon Leigh Johnston

NMLS # 756967

612-229-2272

sjohnston@execmb.com

Shannon Leigh Johnston Manager / Sr. Loan Officer

Helpful Home Buying Tips

Helpful Home Buying Tips

Starting the process of buying a house is an exciting journey full of opportunities and dreams. Here are some tried-and-true methods to make sure you locate a house that brings you joy long after you've unpacked the boxes, as you prepare to make what may be the largest purchase of your life.

Crystalize Your Dream Home Vision

Take some time to truly visualize your dream home before you start your house quest. How does it appear? What's more, how does it work in your day-to-day life? Knowing exactly what you need can help you keep on course, whether you need a large backyard for upcoming family picnics or a specialized office to support your business endeavors. List the things that are absolutely necessary and the things that you can live without. This clarity will serve as your beacon, preventing you from being taken in by an alluring facade bereft of the fundamentals.

Budget with Brilliance

Although it may be tempting to go over your budget in order to afford that seemingly ideal house, keep in mind that true comfort does not come from being in debt. Make sure your spending plan doesn't impede you from living life to the fullest by having a crippling mortgage. Remember to account for the unstated expenses such as insurance, property taxes, and maintenance. A house that is both affordable and livable is one that suits you.

Become a Neighborhood Detective

Falling in love with a house is great, but what about the environment that surrounds it? A dream home extends beyond its four walls. Do some detective work—explore the neighborhood, check out the local amenities, and maybe even chat up future neighbors. These recon missions can offer invaluable insights into your potential new life in this community.

Insist on an In-Depth Inspection

This step cannot be overstressed. A thorough home inspection could be the difference between saving you money and making a costly error. It's critical to find any hidden problems that could ruin your happily ever after, such as an old wiring system or a leaking roof. Since knowledge is power, having it in this situation could either mean making large savings or making a quick getaway.

Future-Proof Your Purchase

Think about not just your current lifestyle, but where you might be a few years down the road. Maybe that chic loft in the heart of the city suits your now, but will it be practical if you’re planning to start a family or craving quieter days? Considering your future needs now can help you choose a home that grows with you, adapting to whatever life throws your way.

Trust Your Inner Voice

After all is said and done—after the budgets are balanced and inspections are completed—take a moment to listen to your gut. Sometimes a home checks all the boxes on paper but doesn't quite make your heart sing. Trust that intuition. Your gut often knows before your mind catches up.

Navigating the home buying process with these strategies not only minimizes the risk of regret but maximizes the excitement and satisfaction of finding a home that's a true reflection of you. So go forth, armed with knowledge and confidence, ready to claim a space in the world that feels decidedly, delightfully, undeniably yours.

If you're in the market for a new home, please give us a call today!